Bank stress tests reveal some unhealthy banks will need to raise capital

Banks with higher ratios of troubled loans
These 197 banks in the U.S. had troubled asset ratios of 90 or higher at the end of 2008. The banks are ranked by overall size, in assets, with the largest banks on top.

The troubled asset ratio is a measure of the stress placed on banks by loans. It compares loans that are not being paid on time, and property already acquired by the bank, against the bank's capital and loan loss reserves. The typical bank in the U.S. had a ratio of less than 10.

These figures reflect the bank's reported condition at the end of the year, and may not reflect the bank's condition today. The ratio is not considered a predictor of future performance.

The ratios were calculated by msnbc.com and the Investigative Reporting Workshop at American University. The methodology is described at banks.msnbc.com, where you can look up details on any bank.

Click on a bank's name in this list to see more detailed information.
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You can see details for any bank in the U.S. in the BankTracker at the Investigative Reporting Workshop.
http://www.msnbc.msn.com/id/29619237/